# No Secrets

> Bilingual, source-linked consumer guides about hidden costs, scams, AI tools, work and everyday decisions.

Useful for finding a plain-language starting point and the original policy, filing or research behind a consumer question. These are AI-assisted public-source summaries, not firsthand investigations or individualized professional advice.
English and Simplified Chinese editions have the same source trail. Each article preserves jurisdiction, event context, limitations, publication date and source-check date. HTML and Markdown use the same article records.
Public reading does not require an account. There is no submissions API or private evidence service in this edition.

## Start here

- [English catalog](https://nosecrets.app/markdown/en): All guides with summaries.
- [中文目录](https://nosecrets.app/markdown/zh-Hans): 所有指南与摘要。
- [Research method](https://nosecrets.app/markdown/en/about): Publication identity, evidence standards and limitations.

## Topics

- [Consumer](https://nosecrets.app/markdown/en/topics/consumer): Compare subscriptions, repairs, product claims and shopping rights. Read the terms, evidence and exceptions before you pay.
- [消费避坑](https://nosecrets.app/markdown/zh-Hans/topics/consumer): 了解订阅、维修、产品宣传和购物权利。付款前比较条款、证据与例外，识别看似便宜的额外成本。
- [Work & careers](https://nosecrets.app/markdown/en/topics/work): Check job offers, side-hustle promises, coaching fees and education funding. Find the conditions behind the opportunity.
- [职场与工作](https://nosecrets.app/markdown/zh-Hans/topics/work): 核查招聘、副业承诺、培训收费与教育资助，从机会背后看清付款要求、适用条件与骗局信号。
- [Technology](https://nosecrets.app/markdown/en/topics/technology): Understand AI API routing, token bills, cloud limits, VPN privacy and mobile plans. Technical details that change cost and risk.
- [科技与工具](https://nosecrets.app/markdown/zh-Hans/topics/technology): 拆解 AI 中转模型、Token 账单、云服务额度、VPN 隐私与通信套餐，了解影响费用和风险的技术细节。
- [Money & payments](https://nosecrets.app/markdown/en/topics/money): Look beyond payment discounts and headline rates. Explore credit freezes, fintech insurance, BNPL costs and cross-border transfers.
- [支付与资金](https://nosecrets.app/markdown/zh-Hans/topics/money): 看清支付折扣与表面利率背后的条件：信用冻结、金融 App 保障、分期费用、跨境汇款与代充风险。
- [Health & beauty](https://nosecrets.app/markdown/en/topics/health): Inspect evidence behind beauty treatments, eyewear claims and supplements, plus the terms of self-pay medical bills.
- [健康与医美](https://nosecrets.app/markdown/zh-Hans/topics/health): 核查医美、眼镜与保健品宣传的证据，了解自费医疗账单条款；区分商业承诺、研究发现与个人诊疗。
- [Everyday life](https://nosecrets.app/markdown/en/topics/everyday): Read practical guides to rentals, travel, unexpected parcels and pet insurance. Check the details before an everyday decision.
- [日常生活](https://nosecrets.app/markdown/zh-Hans/topics/everyday): 从租房、旅行、陌生快递到宠物保险，在日常决定前了解合同细节、常见骗局和可核对的来源。
- [Behind the business](https://nosecrets.app/markdown/en/topics/business): Understand margins, pricing incentives and review manipulation through public financial reports and documented cases.
- [商业背后](https://nosecrets.app/markdown/zh-Hans/topics/business): 通过公开财报和有记录的案例理解利润口径、定价激励与评价操纵，避免把个案当成整个行业的结论。
- [In the news](https://nosecrets.app/markdown/en/topics/news): Follow documented consumer cases and technology incidents with dates, source links and a clear distinction between events and updates.
- [新闻观察](https://nosecrets.app/markdown/zh-Hans/topics/news): 回看有记录的消费案件和技术事件，保留事件日期、更新背景与原始链接，区分历史事实和当前进展。

## Optional

- [Sitemap](https://nosecrets.app/sitemap.xml): Canonical HTML URLs with language alternatives.
- [English RSS](https://nosecrets.app/en/feed.xml): Article summaries and links.
- [中文 RSS](https://nosecrets.app/zh-Hans/feed.xml): 文章摘要与链接。